Posts about

Health Insurance

Act early to avoid Lifetime Health Cover loading

Act early to avoid Lifetime Health Cover loading

Our 30’s are an exciting time – one of change, of growth, of learning. For some, it is a time to travel the world, while others may be starting a family or building their career. With so much going on, it is easy to overlook the need for hospital cover when you are younger and… 

Posted on

Regional Access to Quality Health Care.

Regional Access to Quality Health Care.

Regional Australians attempting to access quality health care can often encounter challenges unexperienced by their city counterparts. The demand versus the more limited supply means that options can be fewer, distances travelled much greater and costs prohibitive. While access to doctors isn’t always an issue, access to specialists can be difficult. This was the issue… 

Posted on

Health Insurance Comparison Services - should you use them?

Health Insurance Comparison Services - should you use them?

A plethora of health insurance comparison services have sprung up in recent times. Probably the best known is iSelect having been active for some years. Now there are lots of comparison services available to Australians such as Comparethemarket, Choosi, HealthInsuranceComparison.com.au, HelpMeChoose.com.au, youcompare.com.au, compareinsurance, moneytime (part owned by HCF) and Canstar. You could be forgiven for… 

Posted on

Charging for public health services could help save the health system

Charging for public health services could help save the health system

There’s been a lot of talk recently about the importance of “price signals” for health services that the community has come to regard as typically “free”. The idea is that if we charge people a small “co-payment” for emergency services or bulk-billed GP visits (say around $5-$6 a visit) then this gives signals to the… 

Posted on

Driving treatment outcomes in favour of the patient

Driving treatment outcomes in favour of the patient

A recent article in the Financial Review (Stephen Duckett Next step in health reform, p47, AFR 3/7/13) explained how Australian general practitioners are remunerated primarily on a fee per visit basis. There is clear commercial incentive here to maximise the number of visits. I can’t see how that model of remuneration is going to deliver… 

Posted on