Westfund offers a range of Your Cover, Your Choice options to help you select the level of cover that is right for you.

Our range of hospital only options provide options for all levels of coverage, from Basic to Bronze, Silver and Gold.

We also offer excess options ranging from nil through to $750 per adult per calendar year, allowing our members greater choice to select a cover that is best suited to their individual needs.

If you choose a policy with an excess, you will only pay the excess if you are overnight in hospital; it is not payable for dependants, accidents or day-procedures.

Waiting periods may apply.

Our Range of Hospital Cover


Protect your loved ones with our most comprehensive quality hospital cover, offering peace of mind with no exclusions or restrictions.

Silver Plus Assure

High-level hospital cover suitable for older adults, providing security for later in life.


Only pay for what you need with our mid-level hospital cover suitable for established families and couples.


Entry-level private hospital cover for the budget conscious. Most suited to young singles and couples.


Be covered as a private patient in a public hospital with our Basic Hospital cover.