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Our annual review of our products has facilitated a number of changes to our Essential Extras.
Price is subject to an increase from 1 October 2020..
More about changes to Essential Extras

Extras Cover and Waiting Periods
$400 per calendar year for singles, combined with Major Dental
$800 per calendar year for couples or families, combined with Major Dental

For diagnostic and preventative dental, fillings and extractions.

2 month waiting period
$400 per calendar year for singles, combined with Major Dental
$800 per calendar year for couples or families, combined with Major Dental
$400 per calendar year for singles, combined with General Dental
$800 per calendar year for couples or families, combined with General Dental

Treatments include Periodontics, Endodontics.

Benefits available for the following Major Dental Services

  • Periodontics - ADA items 223-238, 242, 243, 245-247
  • Endodontic - ADA items 411-421
12 month waiting period
$400 per calendar year for singles, combined with General Dental
$800 per calendar year for couples or families, combined with General Dental
$400 per member per calendar year
Complementary Therapies Sublimits and Rebates for Essential Extras
Type Group / Class Individual
Physiotherapy $5 $25
Exercise Physiology $5 $25
Chiropractic - $25
Chiropractic X-ray - $35
Osteopathic - $25
Remedial Massage and Myotherapy - $25 (initial)
$15 (subsequent)
Acupuncture - $25 (initial)
$15 (subsequent)
Dietetics and Nutrition $5 $20
Podiatry - $25 (initial)
$15 (subsequent)
Podiatry Surgical Treatment - 100%
Clinical Psychology $20 $20
Complementary Therapies Sublimits and Rebates for Essential Extras
Type Item Limit Sub-Limit
Optical - Frames, Single Vision Lenses, Bifocal Lenses, Multifocal Lenses, Contact Lenses 100% $180
Health Management - Fitness Centre, Aquatic Programs, Weight Loss Programs, Virtual Gastric Banding, Diabetes Education, Vitamins, Omega 3, Probiotics 100% $75
Preventative Health Tests - Bone Density Test, Bowel Testing Kit, Calcium Score, Mammogram, Mole Scan, Thin Prep Pap Test 100% $30
Ear and Eye Preventative Health Checks - Audiology Test, Corneal Topography, Optical Coherence Tomography, Retinal Photography 100% $80
Hypnotherapy for Quit Smoking 100% $100 per member
Lifetime Limit
Optical Bonus and Sunglasses are not combined with any other services
Optical Bonus
$10 per member to use towards out-of-pocket costs, accrues to $20 if no optical claims made at any provider in consecutive years
Sunglasses
$50 per member per calendar year
2 month waiting period
12 month waiting period for surgical treatment by a Podiatrist
$400 per member per calendar year
Ambulance

Unlimited medically necessary emergency ambulance transport

1 day waiting period

Up to $5,000 per member per calendar year for non-emergency patient transport (eg. Hospital to Hospital transfer)

2 month waiting period
Member Advantages
Westfund member advantages

There's amazing benefits you'll receive because you choose Westfund.

Forced Retrenchment Suspension

Suspension of membership for up to six months due to forced retrenchment

Available after 36 months

Protected Industrial Action Suspension
Suspension of membership for up to six months due to protected industrial action

Available after 36 months

Overseas Travel Suspension
Suspension of membership for up to 24 months due to overseas travel

Westfund Services

Available after 2 months