value

Extras

Basic extras benefits for general dental, optical, physiotherapy and chiropractic without paying for hospital cover. Includes Ambulance cover.

Download the Value Extras Policy Summary

  • from $4.61* for singles
  • from $9.27* for couples or families
* per week. Claiming base tier Aust. Gov. rebate for under 65. Prices effective 1 June 2017. Get a quote Join Online

What's included

Basic Extras Cover

Basic extras cover for optical, physio, chiro and general dental.

Ambulance Cover

Ambulance cover is included as part of this plan.

Member Advantages

Access to a range of our Westfund Member Advantages, including our Accident Benefit, Forced Retrenchment, and more.

No Hospital Cover

Browse our Hospital and Extras plans if you need to be covered for hospital.

Extras Cover

What's included

General Dental

General Dental
$400 for singles and $800 for families and couples per calendar year on General Dental like checkups, cleans and fillings. No out-of-pocket expenses on selected preventative dental at Westfund Dental Care or Provider of Choice practices.

General Dental Rebates
Dental Services Maximum rebate per service
Examination up to $30
Simple extraction up to $80
Plaque removal up to $25
Calculus removal up to $55
Small filling up to $57
Medium filling up to $86
Large filling up to $120
Root Canal up to $122
Mouth guard up to $75 per member
per calendar year
Optical

$160 per member per calendar year with sub-limits listed below.

No sub-limits for Optical from 1 January 2018

Optical Rebates and Sublimits
Type Sublimit per calendar year
Frame $50
Single vision lenses $60
Bifocal lenses $160
Multifocal lenses $160
Contact Lenses $160
Complementary Therapies

Includes Physiotherapy and Chiropractic services

Annual limit shared between all members on the policy

  • $200 per calendar year for singles
  • $400 per calendar year for couples or families
Complimentary Therapies Sublimits and Rebates
Type Rebate per service Single sublimits
per calendar year
Family or couple sublimits
per calendar year
Chiropractic $25 $200 $400
Chiropractic X-ray
(one per member per calendar year)
$35
Physiotherapy $25
Prevention and Health Management

Health Management Benefits are for members with a chronic disease, such as diabetes, to have access to programmes that are intended to improve a specific health condition.

Preventative health tests provide members assistance in the prevention of chronic disease.


Prevention and Health Management Member Limits
Service Benefit per member
Mole Scanning $30 per calendar year
Optical Coherence Tomography (from 1 January 2018) $80 per calendar year
Hypnotherapy for Quit Smoking $100 lifetime limit

Ambulance Cover

Unlimited medically necessary emergency ambulance transport
1 day waiting period

Up to $5,000 per member per calendar year for non-emergency transport
(eg. Hospital to Hospital transfer)
2 month waiting period

We're easy to deal with

Our Care Centres are in regional locations so you can talk to someone in person, give our friendly staff a call or use our online services.

No excess in an accident

For peace of mind if something unexpected should happen.

Not for profit

We’re here for our members. We’re returning approx. $3.5 million to eligible Gold and Platinum members in 2017. 

We're for regional Australians

Just like you, we work and live in regional Australia, so we understand what’s important to you.

 

Westfund Member Advantages

There's amazing benefits you'll receive because you choose Westfund.

  • Sunglasses Benefit

    Receive $50 per member per calendar year for sunglasses bought from any Westfund Care Centre.
    Available after 1 year
    Waiting period is changing from 12 months to 2 months for new members effective 1 January 2018

  • Forced Retrenchment Benefit

    We’ll waive your premiums for up to 6 months if you’re made redundant.
    Available after 3 years

  • Protected Industrial Action

    We’ll waive your premiums for up to 6 months due to union strike.
    Available after 3 years

  • Westfund Dental and Eyecare

    Higher per item benefits at Westfund Dental Care Practices than at other providers.
    Additional benefit of $10 per member to use on out of pocket costs associated with purchasing prescription glasses or contacts at Westfund Eye Care Practices. This amount will accrue up to $20 if no optical claims are made.
    Available after 2 months

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