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Westfund Health Insurance
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My details

Your age bracket helps us recommend the best cover for you and also whether a rebate or loading may apply to your premium.
We need to know this as rates vary between states and territories.
This helps us know whether a rebate or loading may apply to your premium. If you transfer to Westfund from another registered health fund we will guarantee continuity of cover. This applies to the benefits you were entitled to under your previous cover, as long as they are included in your new Westfund cover.

MyOur needs

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This helps us work out the best cover for your needs.
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Cover Needed

Your rebate

What is my rebate tier?

Income Thresholds (2013 - 2014 TAX YEAR)
  Base Tier Tier 1 Tier 2 Tier 3
Singles Earning $88,000 or less $88,001 - $102,000 $102,001 - $136,001 $136,001 or more
Couples and families earning* $176,000 or less $176,001 - $204,000 $204,001 - $272,000 $272,001 or more
Age % rebates effective 1st April 2014
Aged under 65 29.04% 19.36% 9.68% 0.00%
Aged 65-69 33.88% 24.20% 14.52% 0.00%
Aged 70 or over 38.72% 29.04% 19.36% 0.00%

* Includes single parents

If you're an Australian resident and entitled to Medicare you may receive an income-tested rebate on your private health cover premiums

For members

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1300 552 132

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Building a more efficient health system

It’s one of the biggest questions Australia faces today– how can we build a more efficient health system? As Medicare becomes increasingly unaffordable, consumers become frustrated with their private cover because they see more and more procedures being excluded. Plus, the traditional role of the GP has shifted from key health manager to specialist referrer. We are left asking what the solutions are. Read More

Annual Christmas Appeal

Annual Christmas Appeal

The Annual Westfund Christmas Appeal begins Monday November 18. Westfund members and members of the public are encouraged to give generously by dropping non-perishable foods, toys or cas.. Read More

Getting Value from your health fund

Getting value from your health fund?

Westfund Health Platinum Cover provides:

  • Bonus Benefits: Families get $150 for each year you’re with us to spend on a range of services
  • $200 payment for each night you’re hospitalised due to an accident.

Read More

Gold Extended Cover

Gold Extended Cover


  • Include your adult children aged up to 21 - 25 in your cover
  • $750 benefit a year for Chiro
  • $750 benefit a year for Physio.

Read More

Member Advantages

Member Advantages

The longer you're with us, the more you get:

  • Premium discounts
  • Up to $75 for sunglasses from any Westfund branch
  • Waiving your premiums for up to 6 months if you’re made redundant.

Availability of Member Advantages depend on your level of cover.

Read More

Platinum Cover

Platinum Cover

The highest benefits for your family

  • $1,500 benefit a year for Complementary Therapies like naturopathy, massage therapy, podiatry and dietician
  • $800 benefit a year for Chiro
  • $800 benefit a year for Physio.

Read More

Value First Cover

Value First Cover


  • Affordable cover for younger people
  • $1020 to spend on removing your wisdom teeth
  • Benefit for fitness yoga and vitamins.

Read More

We're here to help our members

We're here to help our members

"Our whole Westfund experience has been just amazing. The personalised service helped us through a frightening and emotional time"

Wendy Goodsell

"I'm very pleased with the really wonderful service and support. Westfund are always prompt with their service and payments."

Why I Joined Westfund

Why I Joined Westfund