Fund Rules

  • Fund Rules (PDF) – The Fund Rules govern the obligations, requirements and entitlements of both our members and of Westfund.
  • Membership Terms and Conditions (PDF) – Our Membership Terms and Conditions form part of the Fund Rules.
  • Overseas Visitors Fund Rules - The Overseas Visitors Fund Rules govern the obligations, requirements and entitlements of both our overseas visitors and of Westfund.
  • Overseas Visitors Terms and Conditions - Our Overseas Visitors Terms and Conditions form part of the  Overseas Visitors Fund Rules.

Other important information

  • Private Patients’ Hospital Charter - The Private Patients’ Hospital Charter explains your rights and responsibilities as a private patient in a public or private hospital.
  • The Commonwealth Ombudsman - The Commonwealth Ombudsman is a valuable resource for anyone wanting to learn more about private health insurance. Some resources include:
    • The Right to Change - Your rights when switching health funds or changing your cover
    • Doctors’ Bills - Information about doctor’s fees, what’s covered by Medicare and gap cover schemes
    • Waiting Periods - A comprehensive guide to waiting periods for private health cover
    • Ten Golden Rules of Private Health Insurance - Ten practical tips to help avoid any issues with your private health insurance

Private Health Insurance Code of Conduct

Westfund is a signatory to the Private Health Insurance Code of Conduct.

The code is designed to help you by providing clear information and transparency in your relationships with health funds.