From 1 April 2025, your premium may change due to our annual increase. You've been informed about this change via email or mail (based on your preference). Find out more.

Switch Now for 6 Weeks Free!^

PLUS we'll waive 2 month waiting periods on Extras^ when you join on any Combined Hospital and Extras cover by 27 April 2025!

Switch now

^Terms & Conditions apply

*Not available in conjunction with any other offer. Excludes Extras only, Ambulance only and Overseas products. Discount available while a valid agreement exists between Westfund and Bank Orange. Discounts are subject to payment by direct debit and proof of employment or membership with Bank Orange. 

Get a quick quote online & find out what you can save.

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Easy to join.

Get a quote and join online. We can cancel your old policy for you and handle all the paperwork.

You won't re-serve waiting periods.

When you transfer to an equivalent or lower level of cover.

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30-day guarantee.

You can try us for 30 days, if you decide to cancel we'll refund any premiums paid - as long as no claims are made.

Get a quote

Westfund benefits at a glance.

Health insurance that doesn't just do its job, but adds an extra level of care. Here are some of the benefits that come with cover with Westfund.
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National hospital network

One of Australia’s largest networks of contracted private hospitals with agreements with 8/10 private hospital and day facilities.

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Low or no gap Extras providers

Access a national network of optical, dental and physio providers who work with us to help lower or eliminate out-of-pocket costs on selected treatments.

Find a Provider
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More health benefits

Benefits for extras that help you manage your health, like gym memberships, vitamins and preventative health checks.

How to claim for vitamins?
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Ambulance cover

All covers include ambulance, with unlimited emergency cover.

Mental health support

Great benefits to put towards supporting you or your family's mental health.

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No excess for dependants

Pay no excess for dependants on Gold or Silver tier hospital cover.

^Terms and Conditions - 6 Weeks Free Plus 2 Month Extras Waits Waived

Promotion details:

  1. New members who join Westfund on Combined Hospital and Extras cover between (and inclusive of) 24 March 2025 and 27 April 2025 will receive 6 Weeks Free plus 2 month waits waived on Extras.
  2. Members will receive 6 Weeks Free after serving a 90-day review period, maintaining an eligible level of cover and are up to date with payments.
  3. The waiver of the 2 month waiting periods will be applied at the time of joining to all Extras services that have a standard two month waiting period.


This promotion is available to:

  1. New members or reactivated members after 12 months from date of cancellation of previous cover with Westfund. 
  2. Members who have joined Combined Hospital and Extras cover with Westfund by 27 April 2025.
  3. New joins that have a start date between (and inclusive of) 24 March 2025 and 27 April 2025 on eligible cover with Westfund.
  4. Online joins who use promotion code SWITCH25. New joins through other approved Westfund Channels must mention this offer at the time of join.

This promotion is not available for:

  1. Members who join Westfund after 27 April 2025
  2. Members joining Westfund on Hospital Only, Ambulance Only, Extras Only, Athlete or Overseas products.
  3. This promotion is not available for Corporate Accounts where the employer pays for the membership (partially or fully).
  4. Members who have received One Month Free, 6 Weeks Free or Gift Card promotion through a Corporate Account.
  5. Anyone being added to an existing Westfund membership.
  6. Any Westfund staff members.
  7. Members who join through a broker.
  8. Members who have received our Refer a Friend, Galah or Dependants promotion.

General Conditions:

  1. Westfund may amend these Terms and Conditions at any time. For memberships that have joined before the terms and conditions are amended, their eligibility will not be affected.
  2. Printing error and other quality control matter will not invalidate an otherwise valid membership.
  3. Westfund cannot be held responsible for late joins.
  4. The 6 Weeks Free will be applied within 2 weeks of the 90 day review period being served.
  5. The 6 Weeks Free will equal the policy that the membership is on as at the end of the review period.
  6. The promotion is not redeemable for cash, transferrable or exchangeable.
  7. Waits, if applicable, for hospital and all other extras will apply.

Get started with us today.

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