Do I need ambulance cover?

If you live in New South Wales, ACT, Victoria, Western Australia, South Australia or Northern Territory, you may have to pay for ambulance transport to a hospital.

With Ambulance cover, these services are covered for a small yearly fee.

If you’re looking for that peace of mind that comes with being covered for the unexpected, Ambulance cover might be right for you. 

Want more cover? All Westfund Extras and Hospital covers also include Ambulance cover.

Cover for what you need.

ambulance only

Ambulance only

Singles from $58.24 per year
Families from $119.08 per year


Cover for emergency and non-emergency ambulance transportation only.


  • Emergency Ambulance Transport
  • Non-Emergency Patient Transport
extras cover

Essential Extras cover

Singles from $5.29 per week
Families from $10.82 per week


Basic cover suited to fit and healthy singles and couples. Good cover for the price conscious with a grouped benefit for other therapies, optical and health management (e.g. gym memberships and vitamins) per person.


  • Emergency Ambulance Transport
  • Non-Emergency Patient Transport

Additional benefits

  • Covers services such as physiotherapy, optical, general dental and more.


  1. Price excludes Australian Government Rebate on private health insurance. Price effective 1 April 2021.
  2. Based on NSW prices, including Base Tier Australian Government Rebate for under 65. Price effective 1 April 2021.

Frequently asked questions

What’s non-emergency patient transport?

Non-emergency patient transport is ambulance transportation (including on-the-spot treatment) where a time-critical ambulance response isn’t essential, but clinical monitoring is required to provide medical attention.

Services available under non-emergency patient transport might be:

  • Inter-Hospital transfers (except public hospital to public hospital)
  • Admissions to hospital from home
  • Ambulance service fees where subsequent transport isn’t required.
How can I make an ambulance claim?

Just like making an extras claim, you can make an ambulance claim through Members Online or via our app. Alternatively, you can email your completed claim form and your account to [email protected].

Which Ambulance providers does Westfund currently recognise?
  • Ambulance Service of NSW
  • NSW Government Local Service Provider
  • Ambulance Victoria
  • Queensland Ambulance Service
  • ACT Ambulance Service
  • SA Ambulance Service
  • Tasmanian Ambulance Service
  • St John Ambulance Service NT
  • St John Ambulance Service WA
  • St John Ambulance Service Norfolk Island.
Do I need Ambulance cover?

Depending on your state of residence, you may be eligible for a discount or may not need ambulance cover at all. 

Complicated, we know - this helpful guide from can help you check the latest arrangements in your state.