Health insurance for couples
Our couples health insurance is designed to support couples in achieving their health and wellbeing goals, while offering quality cover at a competitive price. We focus on great value cover with options that let you manage your health your way.
Choosing a not-for-profit health fund is an important decision. If you’ve been exploring your options, we’re excited to share how we can support your health and wellbeing. We’ve been working with Australians for over 145 years, and we've built a reputation on great value health insurance that gives back to our members. Our award-winning, local customer service teams are ready to help you find the right cover for your needs.
Feel good knowing we’ve got you covered.
Take advantage of outstanding value
Enjoy great value with silver hospital cover, including no excess for accidents when admitted to a private hospital.
Benefits that support your health and wellbeing goals
Benefits for optical, dental, physiotherapy and chiropractic. Hospital cover for a broad range of treatments, including heart and vascular on our Silver hospital covers.
We won’t waste your time
Get expert help when you need it – our local teams are ready to answer questions over the phone, online or in-person, and won’t keep you waiting.
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Get more back by making the most of extras
Make the most of extras to help manage your health, like gym memberships, vitamins, minerals, omega-3 and probiotics, pharmaceuticals and preventative health checks on Freedom Extras.
Ready to join Westfund?
Find your cover or read more about our most popular couples health insurance options below.
Cover for what you need.
Dental Saver
Singles from $3.78 per week*
Simple dental cover that helps make regular checkups and everyday care part of your routine. Offers cover for singles and couples who want value without unnecessary extras. It focuses on common everyday dental care, including check-ups, cleans and fillings. With generous annual dental limits, access to Westfund’s Provider of Choice network, included ambulance cover and a sunglasses benefit, it makes dental care easy to budget for and easy to use.
$400 dental limit in the first year and $600 in the second year onwards.
Unlimited emergency ambulance cover.
$50 per member per calendar year for sunglasses purchased through Westfund.
Freedom Extras
Couples from $26.18 per week^
High-level extras cover designed for mature singles and couples. Provides generous per-person limits on optical, dental cover, physiotherapy, chiropractic and a range of other therapies. Plus, benefits for extras to help you manage your health, like gym memberships, vitamins, pharmaceuticals, preventative health checks and health aids.
Allows you to use your dental cover as you need with $1,600 per person, per calendar year.
Generous optical benefit of $250 per person, per calendar year.
Includes cover for health aids such as hearing aids, devices for sleep apnoea and TENS machines.
Silver Plus Everyday Hospital
Couples from $58.19 per week*
Recommended for couples under 55
Mid-level Hospital cover that covers a broad range of treatments, including heart and vascular system as well as back, neck & spine. Health insurance suited to people who want a good level of cover without the added cost of pregnancy and birth or joint replacements.
- Extended and Disability Dependant cover options available on eligible policies.
- Pay no excess for dependants. Pay no excess for accidents when admitted to a private hospital.
- Travel & Accommodation benefits to support members needing to travel for care.
Silver Plus Assure Hospital
Couples from $82.09 per week*
Recommended for couples over 55
High-level Hospital cover that includes cataracts, joint replacements and sleep studies. Health insurance most suited to mature adults, providing security for later in life with great cover and access to a broad range of Health and Wellbeing Programs.
- Pay no excess for accidents when admitted to a private hospital and unlimited emergency ambulance cover with Westfund recognised providers.
- Access a broad range of Health & Wellbeing Programs including hospital care at home, mental health support and weight management support.
- Travel & Accommodation benefits to support members needing to travel for care.
Footnotes
* Based on NSW prices, including $750 excess and Base Tier Australian Government Rebate for under 65. Does not include Lifetime Health Cover loading or Age-Based Discount. Prices effective 1 April 2026.
^Based on NSW prices, including Base Tier Australian Government Rebate for under 65. Price effective 1 April 2026.
Switching to Westfund is easy
30-day guarantee.
You can try us for 30 days, if you decide to cancel we’ll refund any premiums paid — as long as no claims are made.
You won’t re-serve waiting periods.
When you transfer to an equivalent or lower level of cover.
We’ll take care of the hard stuff.
We can cancel your old policy for you and handle all the paperwork; all you'll need to do is cancel your direct debit with your previous fund.
And we're easy to use
Easy claiming for the day-to-day.
For extras, easy on-the-spot electronic claiming, or though the Westfund App.
Expert help when you need it.
With call centres across NSW and Queensland, we have local teams ready to answer your questions.
We’re here to help
Speak to one of our experts about your needs at a time that suits you – we’re available over the phone, email, webchat or at your local Care Centre. We’re here to help, and we won’t keep you waiting.