We know you’ve done your research and are excited to show you more about us. We’re a 60+ year old not-for-profit health fund that’s built a reputation on great value health insurance that gives more back. Our award-winning, local customer service teams are ready to help you find the right cover for your needs.

 

Feel good knowing we’ve got you covered.

 

Take advantage of outstanding value

Enjoy one of the most competitive Silver hospital covers in the market with no excess for accidents when admitted to a private hospital.

Benefits that support your health and wellbeing goals

Benefits for optical, dental, physiotherapy and chiropractic. Hospital cover for a broad range of treatments, including heart and vascular on our Silver hospital covers.

We won’t waste your time

Get expert help when you need it – our local teams are ready to answer questions over the phone, online or in-person, and won’t keep you waiting.

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Get more back by making the most of extras

Make the most of extras to help manage your health, like gym memberships, vitamins, pharmaceuticals and preventative health checks on Esteem Extras.

Ready to join Westfund?

Find your cover or read more about our most popular couples health insurance options below.

Cover for what you need.

high extras

Esteem Extras

Couples from $22.93 per week^


High-level extras health insurance designed for couples. Provides generous per-person limits on optical, dental, physiotherapy, chiropractic and a range of other therapies. Plus, benefits for extras to help you manage your health, like gym memberships, vitamins, pharmaceuticals, preventative health checks and health aids.

  • Allows you to use your dental cover as you need with $1,600 per person, per calendar year.
  • Generous optical benefit of $250 per person, per calendar year.
  • Includes cover for health aids such as hearing aids, devices for sleep apnoea and TENS machines.
mid hospital

Silver Hospital

Couples from $48.61 per week*


Recommended for couples under 55

Mid-level hospital cover that covers a broad range of treatments, including heart and vascular.

Health insurance suited to people who don’t want cover for pregnancy and birth or joint replacements.

  • Pay no excess for accidents when admitted to a private hospital.
  • Includes Ambulance cover.
high hospital

Silver Plus Assure Hospital

Couples from $70.44 per week*


Recommended for couples over 55

High-level hospital cover that includes cataracts, joint replacements and sleep studies. Excludes pregnancy and birth cover.

Health insurance most suited to mature adults, providing security for later in life.

  • Pay no excess for accidents when admitted to a private hospital.
  • Includes cover for things like rehabilitation and back, neck and spine.

Footnotes

* Based on NSW prices, including $750 excess and Base Tier Australian Government Rebate for under 65. Does not include Lifetime Health Cover loading or Age-Based Discount. Prices effective 1 April 2021.

^Based on NSW prices, including Base Tier Australian Government Rebate for under 65. Price effective 1 April 2021.

Switching to Westfund is easy

30-day guarantee.

You can try us for 30 days, if you decide to cancel we’ll refund any premiums paid — as long as no claims are made.

You won’t re-serve waiting periods.

When you transfer to an equivalent or lower level of cover.

We’ll take care of the hard stuff.

We can cancel your old policy for you and handle all the paperwork; all you'll need to do is cancel your direct debit with your previous fund.

And we're easy to use

Easy claiming for the day-to-day.

For extras, easy on-the-spot electronic claiming, or though the Westfund App.

How to make an extras claim

Expert help when you need it.

With call centres across NSW and Queensland, we have local teams ready to answer your questions.

We’re here to help

Speak to one of our experts about your needs at a time that suits you – we’re available over the phone, email, webchat or at your local Care Centre. We’re here to help, and we won’t keep you waiting.