How can we help? Our Policies 1 article What’s the difference between a calendar year and a policy year? Why Westfund 1 article What is Accommodation benefit? Joining Westfund 9 articles How could a pre-existing condition affect my level of cover? What is Lifetime Health Cover (or LHC)? What is my Private Health Insurance government rebate tier? How can I join Westfund Health Insurance? How do waiting periods affect me? Making a Claim 2 articles Where do out-of-pocket costs come from when I’m admitted to hospital? How can I claim online?