How can we help? Our Policies 1 article What’s the difference between a calendar year and a policy year? Why Westfund 1 article What is Accommodation benefit? Joining Westfund 9 articles Why is private health insurance important? How can I transfer from another fund? How could a pre-existing condition affect my level of cover? What is Lifetime Health Cover (or LHC)? What is my Private Health Insurance government rebate tier? Making a Claim 2 articles Where do out-of-pocket costs come from when I’m admitted to hospital? How can I claim online? Reforms 1 article How does the Mental Health Reform affect me? Rate Rise 10 articles Why are premiums increasing? When will I receive notification of my premium change? When does the increase take effect? My increase is higher/lower than the government announced. Why? I barely claim, but my premium is increasing so I have to pay more. Why?