Complaints Resolution Policy

As at July 2022

Our Objective

Westfund’s Board and Executive Management recognise that careful and considered handling of complaints and disputes is good management practice. A robust complaints resolution policy enables our organisation to achieve organisational objectives and forms an integral part of sound risk management.

An effective complaints policy can lead to:

  • an opportunity to maintain and enhance member loyalty;
  • reviewed and enhanced products and services; and
  • improvements in the interaction with members.

Westfund is committed to best practice in relation to handling complaints, aiming to resolve complaints efficiently and within set timeframes. We aim to have the majority of complaints resolved by the staff member at the time the complaint is received.

Westfund also aims to monitor and review trends to identify systemic issues and impacts to member experience.

Lodging a complaint

Members/customers can lodge complaints in writing via post, fax or email, in person at one of the Care Centres or over the phone or on social media.

Westfund encourages our members and providers to lodge any complaint with us directly. You are able to lodge a complaint through the following channels:

In person – Our Care Centre locations can be found here

Email – [email protected]

Mail – Resolutions Officer, PO Box 235, Lithgow NSW 2790

Phone – 1300 937 838

Our procedure

Westfund aims to resolve complaints efficiently and within set timeframes.

Upon receipt of your complaint, you will receive an acknowledgement from the staff member you first made contact with. Westfund will aim to have your complaint resolved within 3 business days.

If your complaint is unable to be resolved at the first point of contact or requires further consideration, it will be escalated to the relevant team manager. You will be contacted within 14 business days in an effort to resolve your complaint.

If your complaint is still not resolved, the matter will then be referred to our Resolutions Officer. The Resolutions Officer will acknowledge receipt of the complaint (either by phone, mail or email) and has 21 business days from the time of acknowledgement or when all information is received regarding the complaint, to resolve the matter. If resolved, the Resolutions Officer will contact you through your preferred channel with advice of the resolution.

Commonwealth Ombudsman

If you are not satisfied with the outcome of our investigation, you can lodge your complaint with the Commonwealth Ombudsman. The Commonwealth Ombudsman can be contacted on 1300 362 072 or you can write to:

Commonwealth Ombudsman
GPO Box 442

More information can be found online at

For general information about private health insurance, see

Eye Care and Dental

If your complaint refers to a matter relating to our Dental or Eye Care Centres, please email [email protected].

If you are not satisfied with the outcome of our processes, then you can refer it to the relevant governance board.

State Governing board
NSW Health Care Complaints Commission
QLD Office of the Health Ombudsman
All other states Australian Health Practitioner Regulation Agency


You can also make a complaint in relation to Westfund breaching the Australian Privacy Principles (APPs) or the Westfund Privacy Policy.

In the first instance, you should lodge your complaint with Westfund following the procedures stated in our Privacy Policy. If you are not satisfied with the outcome, you can take your complaint to the Office of the Australian Information Commissioner (OAIC).

Information on how to make a complaint with the OAIC can be found here.

Private Health Insurance Code of Conduct

Westfund is a signatory to the Private Health Insurance Code of Conduct.
The code is designed to help you by providing clear information and transparency in your relationships with health funds.

private health insurance code of conduct logo

 View the Code of Conduct documents