No one wants to worry about health insurance. That’s why we’ve created options to ensure you get the best health care to suit your needs, at a great price. Whether it’s a hospital stay, or hospital care at home, experience the benefits of not-for-profit health insurance with us.


Feel good knowing you are covered

Icon of a dollar sign in a circle

Value for money

We have agreements with 90% of private hospitals and day facilities across Australia, plus a national Provider of Choice network to help you reduce or eliminate out-of-pocket expenses on selected treatments. Not-for-profit health insurance done right.

icon of a tooth

Designed to suit your needs

Cover for common ailments such as cataracts, rehabilitation and joint replacements, and generous limits on optical, dental, physiotherapy and chiropractic on our Silver Plus Assure hospital and High Extras Over 50s covers.

Orange icon of a compus

Available anywhere, no matter where you live

Enjoy travel and accommodation benefits on Silver and Gold tier hospital cover to ensure you can access the best care, wherever that may be.

Icon of a person

No excess

Pay no excess for accidents when you’re admitted to a private hospital on Gold and Silver tier hospital cover. And if you choose a no excess hospital cover, pay no excess for accidents.

Ready to join Westfund?

Find your cover or read more about our most popular health insurance options for mature couples and singles below.

Cover for what you need.

high hospital

Silver Plus Assure Hospital

Singles from $37.40 per week*

High-level Hospital cover that includes cataracts, joint replacements and sleep studies. Health insurance most suited to mature adults, providing security for later in life with great cover and access to a broad range of Health and Wellbeing Programs.

  • Pay no excess for accidents when admitted to a private hospital and unlimited emergency ambulance cover with Westfund recognised providers.

  • Access a broad range of Health & Wellbeing Programs including hospital care at home, mental health support and weight management support.

  • Travel & Accommodation benefits to support members needing to travel for care.

high extras

High Extras Over 50s

Singles from $12.37 per week^

High-level Extras health insurance designed for mature singles and couples. Provides generous per-person limits on optical, dental, physio, chiro and a range of other therapies. Plus, benefits to help you manage your health, like gym memberships, vitamins, pharmaceuticals, preventative health checks and health aids including orthotics, blood glucose monitors, sleep apnoea devices and hearing aids.

  • Allows you to use your dental cover as you need with $1,600 per person, per calendar year.
  • Generous optical benefit of $250 per person, per calendar year.
  • Includes extensive cover for health aids such as hearing aids, devices for sleep apnoea and TENS machines.


* Based on NSW prices, including $750 excess and Base Tier Australian Government Rebate for under 65. Does not include Lifetime Health Cover loading or Age-Based Discount. Prices effective 1 April 2024.

^Based on NSW prices, including Base Tier Australian Government Rebate for under 65. Price effective 1 April 2024.

Switching to Westfund is easy

icon of a calendar

30-day guarantee.

You can try us for 30 days, if you decide to cancel we’ll refund any premiums paid — as long as no claims are made.

icon of an alarm clock

You won’t re-serve waiting periods.

When you transfer to an equivalent or lower level of cover.

icon of a newspaper clipping

We’ll take care of the hard stuff.

We can cancel your old policy for you and handle all the paperwork; all you'll need to do is cancel your direct debit with your previous fund.

And we're easy to use

The Westfund members app on mobile

Easy claiming for the day-to-day.

For extras, easy on-the-spot electronic claiming, or though the Westfund App.

How to make an extras claim

Expert help when you need it.

With call centres across NSW and Queensland, we have local teams ready to answer your questions.

We’re here to help

Our people are ready to help. Chat to someone in our team about your needs at your local Care Centre, or over the phone, email or Webchat.