We’ve worked hard to offer incredible value for money health insurance for families just like yours. Westfund helps you avoid the unexpected costs of health care with unlimited emergency ambulance included as standard, no excess payable for kids on Gold and Silver tier hospital cover and a national Provider of Choice network to help you reduce or eliminate out-of-pocket costs for selected treatments when going to the dentist.



Feel secure in knowing your family is covered.


A broad range of family-focused benefits

Enjoy cover for common hospital treatments, including; tonsils, adenoids and grommets, ear, nose and throat, as well as benefits for dental, physiotherapy and chiropractic.

Protect your growing family, plan for the unexpected

Our Gold Complete Hospital covers pregnancy and birth, assisted reproductive services, and you’ll pay no excess for kids or accidents when admitted to a private hospital.

We’ve won some awards for Outstanding Value

We’re Canstar Outstanding Value award winners in NSW and QLD for 2019 and 2020 - and we’re rated 4.6/5 on Productreview.com.au.


Easy on-the-spot claims

Take the stress out of managing payments for extras with easy on-the-spot electronic claiming, or through the Westfund App.

Ready to join Westfund?

Find your cover or read more about our most popular health insurance options for growing families below.

Cover for what you need.

max hospital

Gold Complete Hospital

Families from $86.94 per week*

Our top hospital cover with no exclusions or restrictions. Includes pregnancy and birth cover.

Health insurance suited to families and those who want peace of mind with our most comprehensive cover.

  • Only available when packaged with an extras cover.
  • Pay no excess for kids. Pay no excess for accidents when admitted to a private hospital.
mid extras

Advantage Extras

Families from $19.14 per week^

Mid-level extras health insurance suited to families wanting key services such as optical, dental (including orthodontic), physiotherapy and chiropractic. Plus, benefits for extras to help you manage your health, like gym memberships, vitamins, vaccinations, preventative health checks and a limited range of health aids.

  • Only available when packaged with a hospital policy.
  • $2500 lifetime limit on Orthodontic.
  • Allows you to use your dental cover as you need, with $1125 per person, per calendar year (not including Orthodontic).


* Based on NSW prices, including $750 excess and Base Tier Australian Government Rebate for under 65. Does not include Lifetime Health Cover loading or Age-Based Discount. Prices effective 1 June 2021.
^Based on NSW prices, including Base Tier Australian Government Rebate for under 65. Price effective 1 April 2021.

Switching to Westfund is easy

30-day guarantee.

You can try us for 30 days, if you decide to cancel we’ll refund any premiums paid — as long as no claims are made.

You won’t re-serve waiting periods.

When you transfer to an equivalent or lower level of cover.

We’ll take care of the hard stuff.

We can cancel your old policy for you and handle all the paperwork; all you'll need to do is cancel your direct debit with your previous fund.

And we're easy to use

Easy claiming for the day-to-day.

For extras, easy on-the-spot electronic claiming, or though the Westfund App.

How to make an extras claim

Expert help when you need it.

With call centres across NSW and Queensland, we have local teams ready to answer your questions.

We’re here to help

Speak to one of our experts about your needs at a time that suits you – we’re available over the phone, email, webchat or at your local branch. We’re here to help.