Why choose Westfund Hospital cover?

Flexible excess options

Choose an excess that suits you. Different options available depending on the cover you choose, ranging from no excess through to $750 per member.

Greater choice of providers

Across both metro and regional areas you’ll have access to a national network of doctors, health providers, and one of Australia’s largest network of contracted private hospitals.

Access to our Health and Wellbeing Programs

Feel good about your health with support from our range of Health and Wellbeing programs. Depending on your level of cover, you could access multiple programs just by being a member.

Cover for what you need.

public hospital

Basic Hospital

Singles from $19.70 per week*


Basic hospital cover for treatment as a private patient in a public hospital.

Health insurance for those who just want the most basic level of cover.

  • Includes Ambulance cover.
low hospital

Bronze Hospital

Singles from $20.21 per week*


Entry-level hospital cover that focuses on common treatments.

Health insurance suited to young, healthy people who are just starting out.

  • Cover for things like joint reconstructions, tonsils, adenoids and grommets and ear, nose and throat.
  • Includes Ambulance cover.
mid hospital

Silver Hospital

Singles from $24.31 per week*


Mid-level hospital cover that covers a broad range of treatments, including heart and vascular.

Health insurance suited to people who don’t want cover for pregnancy and birth or joint replacements.

  • Pay no excess for kids. Pay no excess for accidents when admitted to a private hospital.
  • Includes Ambulance cover.
high hospital

Silver Plus Assure Hospital

Singles from $35.25 per week*


High-level hospital cover that includes cataracts, joint replacements and sleep studies. Excludes pregnancy and birth cover.

Health insurance most suited to mature adults, providing security for later in life.

  • Pay no excess for kids. Pay no excess for accidents when admitted to a private hospital.
  • Includes cover for things like rehabilitation and back, neck and spine.
max hospital

Gold Complete Hospital

Singles from $42.59 per week*


Families from $86.94 per week*

Our top hospital cover with no exclusions or restrictions. Includes pregnancy and birth cover.

Health insurance suited to families and those who want peace of mind with our most comprehensive cover.

  • Only available when packaged with an extras cover.
  • Pay no excess for kids. Pay no excess for accidents when admitted to a private hospital.

Footnotes

* Based on NSW prices, including $750 excess and Base Tier Australian Government Rebate for under 65. Does not include Lifetime Health Cover loading or Age-Based Discount. Prices effective 1 April 2021.