Why choose Westfund Hospital cover?

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Flexible excess options

With Westfund hospital insurance, you can choose an excess that suits your particular needs. There are a number of different options available, depending on the hospital cover you choose. These range from no excess through to an excess of $750 per member.

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Greater choice of providers

Choosing Westfund hospital cover gives you more choice. You’ll have access to a national network of doctors and health providers across both metro and regional areas.  You’ll also have access to one of Australia’s largest network of contracted private hospitals.

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Access to our Health and Wellbeing Programs

Feel good about your health with expert support from our range of Health and Wellbeing Programs. Depending on your level of hospital cover, you could take advantage of  a number of programs designed with your wellbeing in mind.

Cover for what you need.

public hospital

Basic Hospital

Singles from $19.70 per week*


Basic Hospital cover for treatment as a private patient in a public hospital. Health insurance for those who are looking for bare bones cover plus the added peace of mind of unlimited emergency ambulance cover with Westfund recognised providers (included in all our covers).

  • Includes unlimited emergency ambulance cover with Westfund recognised providers.
  • Choose your own doctor when admitted as a private patient in a public hospital.
low hospital

Bronze Plus Hospital

Singles from $20.21 per week*


Entry-level Hospital cover with a bit extra. Focuses on common treatments like ear, nose, throat, hernias & appendix plus dental and podiatric surgery. Health insurance designed for young, healthy people and families who are just starting out.

  • Eligible for Age-Based Discounts for members under 30 to save up to 10% on their premiums.
  • Includes unlimited emergency ambulance cover with Westfund recognised providers

 

mid hospital

Silver Hospital

Singles from $24.31 per week*


Mid-level Hospital cover that covers a broad range of treatments, including heart and vascular system as well as back, neck & spine. Health insurance suited to people who want a good level of cover without the added cost of pregnancy and birth or joint replacements.

  • Kids stay covered up to 25.
  • Pay no excess for kids. Pay no excess for accidents when admitted to a private hospital.
  •  Travel & Accommodation benefits to support members needing to travel for care.
high hospital

Silver Plus Assure Hospital

Singles from $35.25 per week*


High-level Hospital cover that includes cataracts, joint replacements and sleep studies. Health insurance most suited to mature adults, providing security for later in life with great cover and access to a broad range of Health and Wellbeing Programs.

  • Pay no excess for accidents when admitted to a private hospital and unlimited emergency ambulance cover with Westfund recognised providers.
  • Access a broad range of Health & Wellbeing Programs including hospital care at home, mental health support and weight management support.
  • Travel & Accommodation benefits to support members needing to travel for care.
max hospital

Gold Complete Hospital

Singles from $42.59 per week*


Families from $86.94 per week*

Our top Hospital cover with no exclusions or restrictions. Health insurance suited to people who want peace of mind with our most comprehensive cover and complete access to our Health and Wellbeing Program range. Includes top cover for families with pregnancy, birth and IVF included.

  • Only available when packaged with an extras cover.
  • Pay no excess for kids. Pay no excess for accidents when admitted to a private hospital.
  • Complete access to our Health & Wellbeing Program range.
  • Travel & Accommodation benefits to support members needing to travel for care.

Footnotes

* Based on NSW prices, including $750 excess and Base Tier Australian Government Rebate for under 65. Does not include Lifetime Health Cover loading or Age-Based Discount. Prices effective 1 April 2021.