From 1 April 2026, your premium will change due to our annual premium increase. You can expect to hear from us in the coming weeks regarding this change, either by email or direct mail (depending on your communication preference). Learn more.

What if my doctor won’t treat me with Access Gap Cover?

A large number of doctors throughout Australia have been invited to provide their services using Access Gap Cover however there are some doctors who choose not to. If your doctor chooses not to treat you as a Westfund Access Gap Cover patient, they will raise a fee for the service provided and the claims process will be as normal. We recommend that you discuss the charge with your doctor as early as possible – preferably before you are admitted to hospital if possible – and request full disclosure of any out-of-pocket expenses.