From 1 April 2026, your premium will change due to our annual premium increase. You can expect to hear from us in the coming weeks regarding this change, either by email or direct mail (depending on your communication preference). Learn more.

Am I eligible for the mental health waiver?

To be able to access the one-off exemption, members need to meet the following criteria:

  • Must be admitted under the care or by referral from a consultant Psychiatrist or Addiction Specialist.
  • Must currently have hospital cover and held the cover for a minimum of two months.
  • Not have previously used the mental health exemption with Westfund or any previous health fund (lifetime limit per person).
  • Westfund must be advised within five business days of the admission date.

As always, we recommend contacting us to discuss any future admissions.