From 1 April 2026, your premium will change due to our annual premium increase. You can expect to hear from us in the coming weeks regarding this change, either by email or direct mail (depending on your communication preference). Learn more.

What is the mental health waiver?

The mental health waiver means you can access the treatment you need, when you need it, without having to wait.

A member who has held a policy with Hospital cover for at least two months and upgrades to a policy which includes Hospital Psychiatric Services can waive the 2 month Waiting Period that applies to this treatment. This waiver can only be accessed once in a member's lifetime.