From 1 July 2026, we will no longer issue cheques for benefit payments - learn more here.

Waiting Periods and pre-existing conditions

Learn more about waiting periods and pre-existing conditions and how they might affect your cover.

  1. What are waiting periods?
  2. What waiting periods do I have?
  3. What are the waiting periods for Hospital cover?
  4. What are the waiting periods for Extras cover?
  5. What is a pre-existing condition?
  6. Who determines if my condition is pre-existing?
  7. Why do I have waiting periods?
  8. Why do I need to re-serve waiting periods?