What are the waiting periods for Hospital cover?
The following waiting periods apply to Hospital benefits:
Hospital Waiting Periods | |
Accident-related | 1 Day |
Hospital psychiatric services, Rehabilitation and Palliative Care A member who has held a policy with Hospital cover for at least 2 months and upgrades to a policy which includes Hospital psychiatric services may elect to waive the 2 month Waiting Period that applies to psychiatric treatment upon upgrade. This waiver can only be accessed once in a member’s lifetime. | 2 Months |
Pregnancy and birth | 12 Months |
Treatment of a pre-existing condition | 12 Months |
All other services (not listed above) | 2 Months |
Accommodation Benefit, Inpatient Travel Benefit | 12 Months |
Waiting periods also apply to our Health and Wellbeing Programs.
We recommend checking your Policy Summary for detailed information about your cover, including waiting periods.