Overseas Visitor Health Cover from an award-winning insurer
Freedom to enjoy work and life in Australia. Get visa compliant health cover from as little as $1.96 per day*.
*Price effective from 9 February 2026. Pricing is based on a Single Overseas Workers Essential Hospital 500 policy with a $500 excess. Available in all Australian states.
Why Westfund for Overseas Visitor Health Cover?
Looking for Overseas Visitor Health Cover (OVHC)? Westfund Health Insurance provides visa compliant health insurance for visitors with a number of different temporary working visas, including Working Holiday visas, Temporary Graduate visas and Skilled Working visas. Health insurance that doesn't just do its job, but adds an extra level of care. Here are some of the benefits that come with cover with Westfund.
All our cover options meet the Department of Home Affairs (DHA) visa conditions 8501 requirements for visa subclass 407, 408, 417, 461, 462, 482, 485 and more.
Our Standard and Comprehensive OVHC policies include benefits for Doctor (GP) or Specialist visits (including pathology and radiology), PLUS unlimited emergency ambulance cover.
With over 140 year's experience, Westfund have a long history of looking after the health of people in Australia and as a not-for-profit we provide great value for members. Winner of Finder's 2025 Legendary Customer Service Award and Best Value Health Insurer
You can choose from our range of Extras if you'd like the added benefit of coverage for things like dental or optical. You can also choose either a zero or $500 excess on our range of hospital covers.
Our policies give you cover for the common health services you need in Australia; you're covered for in-hospital treatment for common services such as appendix, hernia and more.
Our app and Members Online make it easy for you to make claims, access and add your membership card to your digital wallet, manage your cover and update details.
Check our OVHC options
We've got a variety of products to suit your needs - check out our policy summaries for more information on our Essential, Standard, and Comprehensive Hospital covers.
Westfund’s Essential Hospital Cover is an affordable, entry-level option designed for overseas workers who want just the essentials to meet their visa health insurance requirements.
Westfund’s Standard Hospital Cover is a great choice for overseas workers who want more than just the basics - without the premium price tag.
Westfund’s Comprehensive Hospital Cover is designed for overseas workers who want complete confidence in their healthcare - with comprehensive protection for both in-hospital and out-of-hospital services.
New to private health insurance in Australia?
With hospital cover, Westfund takes care of some or all of the costs associated with:
- Going to hospital
- Visiting a doctor or specialist, whether in or out of a hospital.
These costs might include things like hospital accommodation, theatre fees and any medical fees related to your admission.
Services that aren't part of your hospital cover are called 'extras'.
With Extras cover, you have benefits (up to annual limits and once waiting periods have been served) for services like:
- Dental
- Optical
- Physiotherapy
- Chiropractic.
Find your cover, or get in touch.