Certain Extras benefits have changed from 1 January 2026. You can learn more about the Benefit Changes and how they may apply to you here.

Spread the love

Happy Westfund members want to spread the feeling, so they often tell their friends. But it's not just Feel Good Cover they're sharing - there's another bonus!

If you're a member who refers a friend to Westfund and they join on eligible Hospital and Extras cover*, you'll both receive a $200 eGift Card.

If they join on Hospital Only cover*, you'll both receive a $100 eGift Card. It’s that easy!

*Valid until Tuesday, June 29, 2026. Terms and Conditions apply.

Want to refer a friend?

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Your friend must mention your name

After speaking to your friend, you just need to wait for them to join Westfund on eligible cover*. Tip – make sure your friend mentions your name so we know you have referred them.

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You both have to meet the eligibility criteria

Once your friend is officially a Westfund member, has passed the 90 day review period and you both meet all eligibility criteria, you’ll both be emailed your eGift Card.

 

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It really is that easy

That’s it! We’ll email an eGift Card to you and your friend once you’ve passed the 90 day review period and you have both met all eligibility criteria. It really is that easy.

 

Did you know?

As a Westfund member, there's no limit to the number of friends you can refer. And that feels really good.

Been referred by a friend?

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We’ll need some details

We’ll need some details about you and the friend who referred you. You'll also need an email address so we can send you the eGift Card*. You can fill out the form below, call us on 1300 937 838 or visit your local Westfund Care Centre.

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You’ll need to join Westfund

To qualify for the $200 eGift Card*, you’ll need to join Westfund on eligible hospital and extras cover. Join on a Hospital only product and you'll qualify for a $100 eGift Card*. See T&Cs for more information. 

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It really is that easy

That’s it! We’ll email the eGift Card to you and your friend once you’ve passed the 90 day review period. It really is that easy.

 

Just been referred?

Fill in your details and a member of the team will be in touch.

View our privacy policy.

 

*Terms and conditions

$200 eGift Card Terms and Conditions

Refer a Friend $200 eGift Card

Offer | Terms & Conditions Code: RAF200

Effective: 17 February 2026 – 29 June 2026

Overview 

Get a $200 e-Gift Card each when an eligible Referring Member refers an eligible new member who joins Westfund on Combined Hospital & Extras cover EXCLUDING:

  • Basic Public 750 Hospital & Starter Extras
  • Bronze Hospital 500 or 750 Hospital & Starter Extras 

General Terms and Conditions 

  • eGift Cards are issued after the Referred Member passes the 90-day review period and both members maintain continuous financial cover on an eligible product. If the Referred Member cancels, suspends, or becomes ineligible during the qualifying period, neither the Referring Member nor the Referred Member will be eligible to receive an eGift Card.
  • eGift Cards are sent within 30 days of completing the review period.
  • Delivery will be made to the nominated email addresses of both members.
  • Both parties must meet eligibility requirements (Westfund may relax this at its discretion).
  • eGift Cards are not transferable and cannot be redeemed for cash.
  • eGift Cards are subject to supplier terms and will not be reissued once expired.
  • Offer valid 17 February 2026 – 29 June 2026
  • Westfund may amend or withdraw the offer at any time; eligibility met prior to changes will be honoured.
  • This promotion is not available to employees of the promotor. Printing or quality-control errors will not invalidate an otherwise valid membership.
  • Standard yearly limits, waiting periods, benefit claiming restriction, policy and fund rules apply.

Conditions for Referring Member

  • Must be an existing Westfund member (Ambulance-only members and Overseas members are eligible). 
  • There is no maximum number of eGift Cards that may be issued to a Referring Member. 
  • Must provide a valid email address.

 Conditions for Referred Member 

  • Must join Westfund on Combined Hospital & Extras cover, excluding: Basic Public 750 Hospital & Starter Extras Bronze Hospital 500 or 750 Hospital & Starter Extras Ambulance-only, Corporate and Athlete policies
  • Not available when the Referred Member has received another promotional offer (e.g., Refer a Friend, One Month Free, 6 Weeks Free, Gift Card promotion).
  • Not eligible if re-activating a membership within 12 months of a previous cancellation.
  • Cannot transfer from or be added to an existing Westfund membership.
  • Must provide a valid email address.
  • Must join via a Westfund Care Centre, Website, the Westfund Website at Westfund.com.au or the Westfund Contact Centre.
  • Must quote RAF200 when joining online or notify Westfund within 10 business days of the join date. 

Definitions
Referring Member – an existing Westfund member. 
Referred Member – a new Westfund member referred by a Referring Member.

$100 Gift Card Terms and Conditions

Refer a Friend $100 eGift Card

Offer | Terms & Conditions Code: RAF100
 Effective: 17 February 2026 – 29 June 2026 

Overview 

Get a $100 e Gift Card each when an eligible Referring Member refers an eligible new member who joins on Hospital only cover. 

General Terms and Conditions 

  • eGift Cards are issued after the Referred Member passes the 90-day review period and both members maintain continuous financial cover on an eligible product. If the Referred Member cancels, suspends, or becomes ineligible during the qualifying period, neither the Referring Member nor the Referred Member will be eligible to receive an eGift card.
  • eGift Cards are sent within 30 days of completing the review period.
  • Delivery will be made to the nominated email addresses of both members.
  • Both parties must meet eligibility requirements (Westfund may relax this at its discretion).
  • eGift Cards are not transferable and cannot be redeemed for cash.
  • eGift Cards are subject to supplier terms and will not be reissued after expiry.
  • Offer valid 17 February 2026 – 29 June 2026.
  • Westfund may alter or withdraw the offer at any time; eligibility met before changes will be honoured.
  • The promotion is not available to employees of the promoter.
  • Printing or quality-control errors will not invalidate otherwise valid memberships.
  • Standard yearly limits, waiting periods, benefit claiming restriction, policy and fund rules apply.

Conditions for Referring Member.

  • Must be an existing Westfund member (Ambulance-only members and Overseas members are eligible).
  • There is no maximum number of eGift Cards that may be issued to a Referring Member.
  • Must provide a valid email address.

 Conditions for Referred Member 

  • Must join on Hospital-only cover.
  • Extras-only, Ambulance-only, Corporate and Athlete are excluded.
  • Not available when the Referred Member has received another promotional offer (e.g., Refer a Friend, One Month Free, 6 Weeks Free, Gift Card promotion).
  • Not eligible if they are re-activating within 12 months of previous cancellation. 
    •    Cannot be transferred from or added to an existing Westfund membership.
  • Must provide a valid email address.
  • Must join through a Westfund Care Centre, the Westfund Website at Westfund.com.au or the Westfund Contact Centre.
  • Must quote RAF100 when joining online or notify Westfund within 10 business days of the join date.

Definitions

Referring Member – an existing Westfund member. 
Referred Member – a new Westfund member referred by a Referring Member.

Join an award-winning health insurer

  • No re-serving of waiting periods^^
  • 30-day money-back cooling off period guarantee  (providing no claims have been made)
  • We'll contact your current health fund and handle the paperwork
Switch now

^^when you transfer to an equivalent or lower level of cover


Why join Westfund?

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National hospital network

One of Australia’s largest networks of contracted private hospitals.

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100% back

On selected preventative dental at a Provider of Choice.

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Claim on vitamins

You can claim benefits on a wide range of vitamins, probiotics and Omega 3.

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Preventative health checks

Claim towards the cost of screening checks that detect chronic conditions early.

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Ambulance cover

All  covers include ambulance, with unlimited emergency cover.

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No excess for dependants

Pay no excess for dependants on Gold or Silver tier hospital cover.