Welcome to Westfund.

We’re more than a health fund. We’re a not-for-profit organisation building a new kind of health care for collective good.

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Discover our Health Co-Op

We've brought together some of the best digital health programs and local providers who are committed to making health care accessible and affordable for our members - no matter where they live.

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Supporting regional communities

As a not for profit health insurance fund, we're committed to playing a larger role in reducing the health and wellbeing gap and building healthier communities across Australia’s regions.

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More about Westfund

Read more about who we are, our 140+ year history looking after Australians' health and our member-focused approach to private health insurance and delivering quality and affordable health care.

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Health insurance should put your needs before profit.

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You're in good hands.

You might not have heard of us, but we’ve been around for over 140 years and have over 135,000 members.

  • Rated 4.6/5 on productreview.com.au (May 2023)
  • Awarded 'Best Health Insurance - Basic Extras' in the 2023 Finder Health Insurance Awards
  • Experience the Westfund difference that convinces 92.6% of our members to stay.*
  • We're not for profit and 100% owned by members.

*Westfund’s hospital and/or extras retention rate over a 12 month period as at June 2023

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Greater choice of providers.

Across both metro and regional areas you’ll have access to a national network of doctors, health providers, and one of Australia’s largest network of contracted private hospitals.

See our provider network

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Get more back.

As a not-for-profit health fund, we focus on keeping premiums low and paying benefits back to our members.

We're easy to use.

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Know your limits.

Check your Extras limits anytime, anywhere using the Westfund app.

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Easy claiming for the day-to-day.

For extras, easy on-the-spot electronic claiming, or though the Westfund App.

How to make an extras claim

Expert help when you need it.

With call centres across NSW and Queensland, our Contact Centre teams are here to answer your questions.

Easy to switch.

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30-day guarantee.

You can try us for 30 days, if you decide to cancel we’ll refund any premiums paid — as long as no claims are made.

You won’t re-serve waiting periods.

When you transfer from another private health insurance fund to an equivalent or lower level of cover.

We’ll take care of the hard stuff.

We can cancel your old policy for you and handle all the paperwork; all you'll need to do is cancel your direct debit with your previous fund.

Get a quote

Westfund at a glance.

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Proudly not-for-profit private health fund and 100% member owned.

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100% Australian-based customer service teams. Our Contact Centres are located in Lithgow and Penrith, NSW.

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200+ employees across regional NSW & QLD and 135,000 members across the country.

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We're building tools and experiences that help our members navigate the health system and connect to the services they need.

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A part of leading private health insurance industry bodies; Australian Health Services Alliance, Members Health Fund Alliance and Private Healthcare Australia.

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We're building healthier communities by donating hundreds of thousands of dollars to local not-for-profit groups though our Community Grants.

Get started with us today.