Member Advantages | Westfund Health Insurance

We’re always looking for ways to give something back to our members.

Our Member Advantages program does just that. Advantages accrue over time, so the longer you’re with us, the more we give you back. The following advantages are available depending on your level of cover.

*All benefit levels quoted below are based on taking out Gold Hospital and Ultimate Pro Extras cover with Westfund Health Insurance. Member Advantages vary dependent on which cover you choose. See the policy summaries for full details.

No Excess for day surgery, kids or in an accident

Unlike many other funds, we don’t apply an excess^ on any claim for day surgery, kids or hospitalisation resulting from an accident.
^ may apply within 12 months of transferring from another fund. Standard hospital waiting periods apply.
Accident Benefit

We'll pay you an additional payment of up to $200 per night if you're hospitalised as the result of an accident.
Available after 1 day
Sunglasses Benefit

Receive up to $100 per member per calendar year for sunglasses bought from any Westfund Care Centre.
Available after 2 months
Accommodation and Travel Benefit

Up to $600 per calendar year per policy which includes:
- up to $150 per night for accommodation expenses incurred in relation to a hospital admission
- up to $70 per round trip (minimum 150km) towards travel expenses for an outpatient specialist appointment
Available after 1 year
Advanced Surgery Benefit

$400 per night additional benefit for advanced surgical procedures due to heart disease, stroke or cancer – up to $4,800 per hospitalisation.
Available after 2 years
Forced Retrenchment Benefit

We’ll waive your premiums for up to 6 months if you’re made redundant.
Available after 3 years
Protected Industrial Action

We’ll waive your premiums for up to 6 months due to protected industrial action.
Available after 3 years
Westfund Dental and Eyecare

Higher per item benefits at Westfund Dental Care Centres than at other providers.
Additional benefit of up to $80 per member to use on out of pocket costs associated with purchasing prescription glasses or contacts at Westfund Eye Care Centres. This amount can accrue up to $160 if no optical claims are made.
Available after 2 months