Who determines if my condition is pre-existing?

A medical practitioner appointed by Westfund will determine if a condition is pre-existing. This decision is based on:

  • A Medical Practitioner Certificate regarding ‘Pre-Existing Ailments’ form completed by your GP.
  • A Medical Practitioner Certificate regarding ‘Pre-Existing Ailments’ form completed by your specialist/surgeon.

Using this information, the medical practitioner will decide if a condition is pre-existing or not.