Westfund Ltd maintains this website (www.westfund.com.au) (“website”) for your information and convenience. This document sets out the terms and conditions of use (“Terms”). Please review these Terms carefully, especially the disclaimer and limitation of liability sections. This website was prepared for use by Australian users only, and may not satisfy the laws of other countries. You should not use this website if you do not reside in Australia.


These Terms apply to all visitors and users of this website. Certain parts of this website are only accessible by members/policy holders of Westfund, and other terms of use may apply to the use of these other parts of this website (“Other Terms”). To the extent of any inconsistencies between these Terms and the Other Terms, the Other Terms will prevail. By accessing this website (other than to read these Terms for the first time), you accept and agree to these Terms. You must not use this website if you do not agree with the Terms.

To the extent permitted by law, Westfund may change these Terms at any time. Please check these Terms at regular intervals for any changes. In the case of any breach of these Terms, Westfund reserves the right to seek all remedies available at law or in equity.


This website is provided for informational purposes and general interest and enquiry only. While Westfund uses reasonable efforts to ensure that the information on this website is complete and up to date, to the extent permitted by law, Westfund makes no warranty or representation as to the accuracy, currency or completeness of any information on this website. The use of this website is at your own risk. Information may change without notice, delays in processing transactions may occur and information may not apply to your specific circumstances. Before relying on any information on this website, you should first verify the accuracy of the information and its relevance. This may mean contacting Westfund’s Customer Service personnel before using any of the information on this website to make any commitment to purchase any health cover solution or services.

To the extent permitted by law, Westfund excludes all other warranties, guarantees, terms and conditions (whether express, implied or statutory) relating in any way to this website, its content or its use. Westfund’s liability for breach of any warranty, guarantee, term or condition implied into these Terms which cannot be excluded is limited, where permitted by law, to the re-supply of that part of this website again or, at Westfund’s option, the payment of the costs of having an equivalent service supplied again.

Third Party Content

This website may contain information provided by third parties to Westfund, including public comments, advertisements, feeds, social media content and links to other websites (“Third Party Material”). Westfund may not have control over, and is not responsible for, any Third Party Material. However, Westfund retains the right to add or remove any Third Party Material from time to time. Westfund does not warrant the currency, accuracy or reliability of any Third Party Materials. Unless expressly stated otherwise, Westfund does not sponsor or endorse the Third Party Materials. All links to third-party websites on this website are provided for your convenience only. Use of these links means you are leaving the Westfund website.


Certain parts of the website may provide recommendations based on the input and information that you provide. These recommendations generated by the website are generic automated responses that are pre-programmed, and they do not take into account any other factors that may be relevant to you. They are provided for your general information purposes only, and are not professional opinion or advice. You must not rely on these recommendations and you should seek professional advice. To the extent permitted by law, we are not liable or responsible for any recommendations generated by use of the website.

Limitation of Liability

To the fullest extent permitted by applicable law, Westfund excludes all liability for any loss or damage, including any consequential loss or indirect loss, loss of data or loss of profits, arising in relation to the use or reliance of any part of this website or any information on this website (including any Third Party Materials, and the inability to use any part of this website or the services available on this website), whether or not it is caused by Westfund’s negligence, and whether or not the possibility of loss was known to Westfund.


Westfund takes reasonable steps to protect information you transmit through this website. However, Westfund does not warrant and cannot ensure the security of any information that you transmit to Westfund via any electronic or digital means including via this website, mobile technology or email. Therefore, any information you transmit to Westfund is transmitted at your own risk. When using this website, you must take precautions to ensure you are not exposed to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. Westfund does not accept responsibility for any such interference or damage to your system which arises in connection with your use of this website.

Medical Information

Any health-related information contained on this website is provided for general information purposes only and is not intended to be a substitute for professional medical advice or the care that you or anyone else may receive from a healthcare professional.


All logos, trade marks, and service marks (the “Trade Marks”) displayed on this website whether or not appearing in large print or with or without the trade mark symbol are registered and unregistered trade marks of Westfund or third parties. Your access to this website should not be construed as the granting of any licence or right to use any Trade Marks without the prior written consent of Westfund or the third-party owner.


All rights of copyright in text, images, photographs, graphical user interface, and other content provided on this website, and the selection, coordination, and arrangement of such content, are owned by Westfund or by third parties. Although you may share the information on this website, or download the information on this website for your personal, non-commercial use, you must not modify, copy, reproduce, republish, frame, upload, post, transmit or distribute that information or this website in any other way without Westfund’s prior written consent. Nothing stated or implied on this website confers on you any licence or right to any copyright materials contained in this website.


This website may allow you to submit feedback or personal information to Westfund. Westfund may also collect your personal information for the purposes of administering this website and marketing products and services to you, including by direct marketing techniques. In addition to using your personal information for the purpose for which it is given, Westfund may also disclose your personal information to third parties including those involved in the administration of this website and relevant authorities. You consent to your personal information being collected, used and disclosed in accordance with these Terms and Westfund’s privacy policy. You must not submit the personal information of another person, unless that person has read, understood and accepted these Terms and Westfund’s privacy policy.

Website Use

Westfund reserves the right, without notice and in its sole discretion, to discontinue, change, suspend or terminate any service offered by or through this website, as well as this website, at any time.

You must not: tamper with, hinder the operation of or make unauthorised access or modifications to this website; knowingly transmit any virus or other disabling feature to this website; or attempt any of the above acts or endorse or permit another person to do any of the above acts.

If any provision of these Terms is found to be void, unlawful or unenforceable for any reason, then that portion of the provision which creates the invalidity, unlawfulness or unenforceability will be severable from these Terms and will not otherwise affect the validity and enforceability of any remaining provisions.

Your continued access to and use of this website will be deemed as your acceptance of the version of these Terms that are current at the time you connect and utilise this website. These Terms are governed by the laws of New South Wales, Australia.