What is my Private Health Insurance government rebate tier?

Most Australians with private health insurance receive a rebate from the Australian Government to help cover the cost of their premiums. The rebate applies to hospital, extras and ambulance policies. It does not apply to overseas visitor cover. The private health insurance rebate is income tested.

The table below shows the income thresholds and MLS rate for 2018. You may choose to reduce your premiums as you go or claim it with your annual Income Tax Return.

Private Health Insurance Rebate – Income Thresholds

Base Tier Tier 1 Tier 2 Tier 3
Singles $90,000 or less $90,001 – $105,000 $105,001 – $140,000 $140,001 +
Families $180,000 or less $180,001 – $210,000 $210,001 – $280,000 $280,001 +

Private Health Insurance Rebate effective from 1 April 2018 to 31 March 2019

Base Tier Tier 1 Tier 2 Tier 3
Under 65 25.415% 16.943% 8.471% 0%
65-69 29.651% 21.180% 12.707% 0%
70+ 33.887% 25.415% 16.943% 0%

You can find out more about the rebate here: